Looking for a big return this tax season? Cyberscammers are too…

I have been finishing up on my taxes this week. (blah!)  For the past several years, I have used a software program to do my taxes.  This provides me with an electronic file that I can save each year.  From the very first time that I did my taxes this way, I’ve been concerned about having this file saved in My Documents as “taxes” + the year. 

Even before I was the Chief Cyber Security Mom I knew this was probably not a good idea. My solution was to change the file name and to put it on my external hard drive (now I can also save it virtually using McAfee Online Backup.  I usually keep this turned off when I am not using it so it cannot be accessed if some cybercriminal somehow hacks into my computer!

A friend of mine actually backs up all of  her financial docs on a thumbdrive. Good idea, but if there is a fire, she will have to remember to grab it.

Cybercriminals have been kicking into high gear this time of year (and they’re not on the hunt for Easter eggs). They’re hunting for your financial nest egg — whether that be from your PC or by you handing it over to them unknowingly. 

McAfee Labs has uncovered several scams this year that I want to share with you so you are aware of some the criminals latest tricks.

Scam tactic 1: Cybercriminals are known for creating fake IRS websites to trick unsuspecting victims into giving up personal information.  

Scam tactic 2: They send out emails that look like the one below to trick you into clicking on a URL or emailing a fake address with your personal information.

Scam tactic 3: In addition, criminals will try to catch people off guard by sending them realistic-looking payment or beneficiary forms.  Criminals are hoping you will be expecting an email and just click on through and provide them with personal information. 

The thing is that the IRS/Government rarely sends out an email.  So if you get an email like this, don’t click on the link.  If you are expecting something from them, pick up the phone and call them. Always know that just clicking on the link in the email or sending an email to a fake address can download malware onto your computer without you even knowing that it is happening. 

When it comes to finances, take your time and use your noggin.  Remember, cyberscammers are hoping to profit from your mistakes. Always be on guard when you receive an email from an unknown sender or visit a website that could actually be fake (or a phishing site).

Cyber Mom Tips of the Day

• The IRS does not contact taxpayers with unsolicited e-mails. If you get an email from the IRS, it’s probably a scam. Go directly to the www.irs.gov website to download any forms or to contact them.
• Do not click on links in emails or open attachments from people or companies you do not know. You can instantly install malware on your PC without even knowing it.
• To stay safe, use a compreshensive security software, that includes anti-spam, anti-virus and a firewall, and ensure it is set to auto-update itself.
• If you are providing personal information on a website, ensure that it has the “s” in the URL that shows it is secure. ex. https://www.

Tracy
@mcafeecybermom
cybermom@mcafee.com

Tags: fake emails, financial scams, IRS scams, tax scams